About Us

Debra Ferguson Debra W. Ferguson | Sr. Vice President
“My primary goal is to build relationships based on integrity and mutual respect.” Debra Ferguson has been a Chesapeake resident since 1990 and her experience includes over thirty-eight years in the title insurance and settlement business.  She joined First American Title Insurance Company’s Norfolk office in 1990 where she introduced First American to the industry in Tidewater as a settlement company, opening four additional closing offices over the next six years.Debbie opened Advance Title & Abstract July 1, 1996, in Chesapeake and has opened an additional five offices in the Hampton Roads area to date.  Her commitment is to quality underwriting, both residential and commercial, to provide clients with the expertise needed to resolve any title issues successfully and to provide both agents and consumers quality settlement services.  It is her goal to provide clients, agents and loan officers alike consistent leadership, extensive market knowledge and proven, positive professionalism expected from management.  Her most recent efforts have been to provide technology through transaction management which allows all parties to a real estate transaction access to the transaction via a secure, password-protected web site.Debbie has two children and ten grandchildren.  She enjoys family time, genealogy research, reading and is an amateur photographer.
Isabel Neto Isabel Neto | Regional ManagerIsabel moved to Virginia from New Jersey in 2000. The past fourteen years of Isabel’s 26 years in the real estate industry have been spent as an escrow officer, working with both attorneys and title companies. Isabel’s strongly technical oriented personality and efficiency as a problem solver provides excellent management for Advance Title & Abstracts 6 offices. Isabel provides a comprehensive knowledge of closing resale, refinance, new home, foreclosure and construction loans. She commits herself to the highest level of personal service and integrity with her clients.Isabel has two children and two grandchildren. She enjoys traveling, gardening and reading.
Smith_bio_b025ff82 Patricia Smith | Branch Manager, Harbour View Office“My primary goal is to make sure that parties to real estate transactions understand fully so as to make informed decisions.”Patricia Smith is a Suffolk native with over twenty-seven years of experience in both commercial and residential real estate transactions. She has extensive experience with residential developments from acquisition of acreage to the new home outsale to the general public. Her knowledge as a former title insurance underwriter for Lawyer’s Title Insurance Corporation gives ease to the burden of understanding and clearing defects in title expeditiously. Additionally, Patricia has previously taught first time homebuyer classes for Virginia Housing Development Authority through United Way.Patricia joined Advance Title & Abstract as manager of their Harbour View office in 2006. She is concerned with effective communication and accuracy in handling details.A Mary Washington College graduate, Patricia is married, has two children and one grandchild. She has a small horse farm in Suffolk and enjoys stain glass making.
Niki-Hobson-2686 Nicole Hobson | Branch Manager, Virginia Beach Office“My goal is to simplify the closing process for our clients.”Niki is a Hampton Roads native and her experience includes over 12 years in the real estate industry. She has been a title underwriter, processor for both post and pre-closing loans and a settlement officer. Niki’s knowledge of the business has enabled her to transition to managing the Virginia Beach/South Plaza Trail office of Advance Title & Abstract in 2014.Niki has a comprehensive knowledge of closing resale, refinance and new home loans. Niki is pro-active and is a person who is stongly result oriented which is tempered by her concern for the quality and accuracy of her work. Her candor and desire to provide exceptional customer service solidifies her as a reliable settlement agent and she finds particular enjoyment with the opportunity for being sensitive to personal service with her clients.Niki is married to Matt and resides in Virginia Beach. She enjoys reading, watching football and relaxing with her husband.